Make better property decisions.

Buying, selling, refinancing, renovating, renting, managing, investing — run the numbers with our AI team to make better decisions.

Run the numbers first.

Messy property information goes in.
Clear property intelligence comes out.

AssetCentral captures your property data, structures it, models the decision, monitors what changes and helps you take action.

Gathers and organises documents, emails, WhatsApp photos, notes and reminders

Capture

Documents, emails, WhatsApp photos, calculators, voice notes, rough numbers and external data.

PDF document
Email
WhatsApp photo
Calculator
Voice note
Rough notes
External data

Validates rent, mortgage, costs, dates, valuations, yields and cash flow

Structure

Rent, mortgage, costs, dates, valuations, yields, tenancy details and cash flow.

Rent
Mortgage
Costs
Dates
Valuation
Yield
Tenancy
Cash flow

Tests buy, sell, refinance, renovate, rent-out and hold scenarios

Model

Buy, sell, refinance, renovate, rent-out, hold and portfolio scenarios.

Buy
Sell
Refinance
Renovate
Rent-out
Hold
Portfolio

Watches portfolio priorities, risk, opportunities and strategic decisions

Monitor

Mortgage resets, rent drift, yield movement, vacancies, service charges, document dates, alerts and portfolio risk.

Mortgage resets
Rent drift
Yield movement
Vacancies
Service charges
Document dates
Alerts
Portfolio risk

Turns intelligence into execution, tasks, follow-up and next actions

Action

Reports, alerts, lender packs, reminders, task lists, follow-up calls and next steps.

Investment Report
PDF
Portfolio Dashboard
Total Value
£1,248,000↑ 8.4%
Alert
Rate locked
3.89% for 60 days
Next Actions
- Review refinance options
- Book valuation
- Update rent roll

Captures everything
Validates the financials
Tests the scenarios
Watches what changes
Drives the next action

Start free property check See example analysis

START HERE

What do you want to check?

Pick the situation closest to yours. Each one runs in under a minute and ends with a plain-English AI view — no card required.

I'm buying a property

Check affordability, yield, cash flow and risk before you make an offer.

Check a purchase →

I'm selling a property

Check whether selling now makes more sense than holding.

Run sell or hold →

I'm taking a mortgage

Calculate the payment, then check if the property still makes sense.

Use mortgage calculator →

I'm refinancing

Compare your current loan with a new loan and see the cash flow impact.

Check refinance →

I'm doing works

Estimate whether renovation spend creates enough rent or value uplift.

Check works ROI →

I'm renting out

Find the rent you need to cover costs and hit your return target.

Check rent →

I'm comparing short-let vs long-let

See whether short-term holiday letting would beat a normal tenant.

Compare lets →

I'm comparing properties

Run two or three options side by side — yield, cash flow and IRR — and see which one actually wins.

Compare properties →

I own multiple properties

Move from spreadsheets to AssetCentral Pro — five AI agents, monitoring, lender-ready packs.

Explore Pro →

WHAT THE FREE CHECK RETURNS

One property. One verdict. One thing to fix.

Run the numbers and AssetCentral tells you whether the property looks attractive, borderline or risky — with the single biggest red flag and the one change that would improve the deal.

Sample free check

Free · 60 seconds

2-bed flat · Manchester city centre

You entered · purchase £285,000 · 25% deposit · 5.4% over 25 yrs

Monthly mortgage payment: £1,303
Expected rent (you entered): £1,450/mo
Service charge + ground rent: £195/mo
Letting + management (10%): £145/mo
Maintenance reserve: £90/mo

Monthly cash flow

−£283

Gross yield 6.1% · Net yield 4.4% · You’re subsidising the property by ~£3.4k a year.

AssetCentral AI · verdict

Borderline

The rent doesn’t fully cover the mortgage and running costs at today’s rate. Workable if you negotiate the price down or rent runs ahead of plan — risky if either moves against you.

Red flag

At +200bps rate shock, monthly cash flow falls to −£548 — over £6.5k a year out of pocket.

One thing to fix

Negotiate price to £268k (-6%) or raise rent to £1,600/mo (+10%) and the deal turns cash-flow positive.

Email gate sends the full result + a 10-year projection for when you’re ready to go deeper.

Run yours now

Free

Would short-term rental outperform a normal tenant?

Annual income each way, occupancy sensitivity, recommendation.

Run it →

A mortgage calculator tells you the payment. AssetCentral tells you whether the property makes sense.

FREE VS STARTER VS PRO

Free for the first numbers. Individual for the full report. Pro for the portfolio.

Free is real — the same calculator and AI verdict a Individual or Pro user runs on every property. Individual unlocks the full decision report. Pro adds the portfolio command centre — dashboard, agents, monitoring, lender packs.

Side-by-side comparison of what AssetCentral Free, Individual and Pro each include.
Capability	Free No card · forever	Individual €19 / month · 7-day trial	Pro €49 / month · 7-day trial
8 free Level 1 calculators	✓	✓	✓
Free AI property check — verdict + red flag + next move	✓	✓	✓
3-row stress test on every calculator	✓	✓	✓
Email or save the result	✓	✓	✓
Saved properties	1	Up to 3	Up to 50
Full property decision report (PDF + Word)	—	✓	✓
10-year cash-flow forecast	—	✓	✓
Scenario analysis (rate · rent · capital growth)	—	✓	✓
Sell-vs-hold + refinance modelling	—	✓	✓
Side-by-side property comparison	—	✓	✓
Tax-adjusted analysis per country	—	✓	✓
Multi-currency tracking (EUR · GBP · USD · AED)	—	✓	✓
Portfolio dashboard + real-time net-yield monitoring	—	—	✓
5-agent AI team — CIO · CFO · COO · CEO · PA	—	—	✓
22 monitoring alert types (email + WhatsApp)	—	—	✓
Document vault + AI extraction	—	—	✓
Voice line — phone in and talk to your AI team	—	—	✓
Lender packs (Refinancing · Investor · Tax)	—	—	✓

Run the numbers first

Property decisions are too expensive to guess.

Before you buy, run the numbers first.
Before you sell, run the numbers first.
Before you refinance, run the numbers first.
Before you renovate, run the numbers first.
Before you rent it out, run the numbers first.

“A mortgage calculator tells you the payment. AssetCentral tells you whether the property makes sense.”

Common questions

Is it really free?

Yes. Eight Level-1 tools + the AI property check are free, with no card required. You only see an email field when you choose to save or send the report. Paid plans start at €19/mo and unlock the full property decision report, 10-year forecast, scenarios and saved properties.

What's the difference between a mortgage calculator and AssetCentral?

A mortgage calculator tells you the payment. AssetCentral tells you whether the property makes sense — yield, cash flow, the single biggest red flag and the one change that would improve the deal. Property decisions are too expensive to guess.

Do I need an account to use the tools?

No. Every Level-1 tool runs in the browser without an account. You only create one when you want to save a property, generate a PDF report, or unlock the deeper paid analysis (scenarios, sell-vs-hold, refinance modelling, portfolio dashboard).

Who is AssetCentral built for?

Anyone making a property decision. Buyers and owners use the free tools. Owners of 2-50 properties use Pro for the full agent team, monitoring and lender-ready packs. Brokers, mortgage advisors and accountants use AssetCentral with clients (see partner options).

How accurate are the AI verdicts?

The numbers are deterministic — same arithmetic a credit committee runs (cash flow, DSCR, yield). The verdict + red flag + next move are guidance, not financial advice. For a property you're seriously considering, run the full Pro report — 10-year forecast, scenarios and tax-adjusted analysis.

Check a property for free →

OWN 2 TO 50 PROPERTIES?

Move from spreadsheets to an AI family-office layer.

AssetCentral Pro is the rest of the product — built for portfolio owners who’ve outgrown the spreadsheet. Five AI agents, live monitoring, lender-ready packs, voice line. From €49/month.

Start a 7-day Pro trial See the full Pro product →

Run your portfolio on the same infrastructure as a fund.

Funds don’t have sharper instincts than you. They have better infrastructure — the kind that beats a spreadsheet every time.

Live operational data, standardized underwriting, mapped debt maturities, modelled capital runway. AssetCentral hands the same architecture to private investors with 2 to 50 properties. €49 a month.

Build the map See an institutional underwrite

7-day trial. No card. Your first property modelled in under ten minutes.

Model
Test decisions before committing capital.
Monitor
Track yield, cash flow, debt and risk.
Manage
Turn insights into actions and follow-up.

Your AI team

You own the properties. Your AI team does the modelling, monitoring and managing.

How it feels

Talk to your team. Anytime.

Five experts on one call — voice or text — already briefed on your portfolio and today’s market.

Call My Team

The infrastructure, itemised

Every tool a fund’s analyst would use. In one place.

No add-ons. No per-report fees. No data-feed surcharges. The four categories below — calculators, reports, live market data, monitoring & voice — are what €49/month puts on your desk.

Calculators & underwriting

Run an IC-grade underwrite on every property.

The same modelled framework an investment committee runs — one click per scenario.

Gross + net yield calculator
Cash-on-cash + IRR
Hold-vs-sell IRR comparison
Mortgage / refinance modeller
Capex vs rent-uplift case
Rate-shock stress test · +100 / +200 / +300 bps
Lease-rollover stress test · -5% / -10% / -15%
Long-term vs short-term let comparison

Open the calculators

Reports library — PDF + Word

Sixteen reports the agents write for you.

Every report a lender, accountant, partner or buyer asks for. Co-branding available for partners.

Portfolio summary / Board report
CEO Decision Room
Single-asset deep-dive
Cashflow + tax pack
Refinancing pack · lender-ready
Investor presentation · landscape
Liquidity report
Funding report
Cashflow forecast · 12-month rolling
Rent benchmarking report
Comparable sales report
Market outlook report
Lease calendar
Capex schedule
Voids analysis
Single-asset sales brochure

See report formats

Live market data

Plug in to the same feeds an analyst would buy.

Live external data, refreshed on a schedule, ready to drop into any model or report.

Mortgage product scanner · live rates per market
Local rent comparables
Recent transaction comparables
Macro indicators · rates · CPI · growth
Rent regulation by market
Service-charge benchmarks
FX rates for cross-border owners
Yield benchmarks per submarket

See live data in action

Monitoring, voice + reminders

The desk that watches when you're not.

Continuous monitoring, scheduled call-outs and a voice line to the team — without you opening the dashboard.

Voice line · talk to your team, anytime
Daily portfolio briefing · letter from your CEO
Live NOI + yield drift
Debt maturity ticker
Refinance window countdowns
Rate-reset reminder calls
Lease-renewal reminder calls
Occupancy + service-charge alerts
Action board · tasks, owners, status
Document inbox · PDF · WhatsApp · email · voice

How alerts become actions

Every line above

€49 a month. No tier-gating on tools or reports. The Individual plan unlocks the same toolkit for portfolios of 1–3 properties at €19/month.

Build the map

Get started

Here’s what a modelled property looks like.

One property in. Inputs categorised, yields calculated, five-year value case projected against four decisions. This is the shape every property takes on after a ten-minute onboarding — sample numbers, real layout.

Property #1 · AED

Dubai Marina Apartment

2-bed apartment

Modelled inputs and calculated yields for Dubai Marina Apartment, an example property.
Input	Type	Value
Current value	Asset value	AED 2,350,000
Annual rent	Income	AED 145,000
Mortgage balance	Debt	AED 920,000
Service charges	Cost	AED 28,000
Management fees	Cost	AED 7,250
Estimated net income before debt	Calculated	AED 109,750
Gross yield	Calculated	6.2%
Net yield before debt	Calculated	4.7%

Dubai Marina Apartment · 5-year projection

Equity progression by scenario

Cumulative equity in AED, ending each year. Starts at AED 1.43m (current value less mortgage balance).

Sample AssetCentral output

Hold as-isSteady appreciation + retained cash flow.
RefinanceLower debt cost lifts the slope from Y1.
Improve + raise rentCapex dips Y0, higher rent compounds after.
Sell + reinvestEquity recycled into a lower-yield asset class.

Show numeric values

Cumulative equity in AED thousands by year for each scenario.
Scenario	Y0	Y1	Y2	Y3	Y4	Y5
Hold as-is	1.4m	1.5m	1.7m	1.8m	1.9m	2.1m
Refinance	1.4m	1.6m	1.7m	1.9m	2.0m	2.2m
Improve + raise rent	1.3m	1.5m	1.7m	1.9m	2.1m	2.3m
Sell + reinvest	1.4m	1.5m	1.6m	1.7m	1.8m	1.9m

Ready to model yours

Send a tenancy contract, a mortgage statement and a service-charge demand — your first property is on paper in under ten minutes.

Build the map See more scenarios

Get started to make more yield — send us your data and we do the rest.

Five ways to send it in: voice, WhatsApp, email, file upload or manual entry. Rough numbers are fine — your AI team fills the gaps.

Still using spreadsheets, accounting software or broker valuations to make portfolio decisions? Compare AssetCentral with other options →

Coming soon
Voice
Your Personal Assistant calls you to gather everything.
WhatsApp
Snap a photo, your Personal Assistant does the rest.
Email
Forward a statement to your private inbox address.
File upload
Drop a PDF, statement or spreadsheet.
Manual
Type the basics yourself in 2 minutes.

Pricing

Run the numbers first for free.
Upgrade when the decision gets serious.

Showing prices in EUR · €. Switch currency →

Free

Run the first numbers

€0forever

Run a free check →

For anyone thinking about a property — no card, no commitment.

8 free Level 1 calculators
Free AI property check — verdict + red flag
3-row stress test on every calculator
1 saved property — track over time
Email or save your result

Individual

Unlock the full property report

€19per month

Save 17% with annual billing

Subscribe now →

Charged today via Stripe · cancel anytime

Try free for 7 days →

For a serious decision on one or several properties. 7-day trial, no card.

Everything in Free, plus:
Full property decision report (PDF + Word)
10-year cash-flow forecast
Rate / rent / capital-growth scenarios
Sell-vs-hold + refinance modelling
Property comparison · up to 3 saved

Pro

Model, monitor and manage your portfolio

€49per month

Save 17% with annual billing

Subscribe now →

Charged today via Stripe · cancel anytime

Try free for 7 days →

For owners and investors with 2–50 properties. 7-day trial, no card.

Everything in Individual, plus:
Up to 50 properties + portfolio dashboard
5-agent AI team (CIO · CFO · COO · CEO · PA)
22 monitoring alerts (email + WhatsApp)
Document vault + AI extraction
Voice line — call your AI team
Lender packs: Refinancing · Investor · Tax

7-day Individual and Pro trials — no credit card required to start. See full pricing →

Brokers, family offices, advisor firms or 50+ properties? See Team & Enterprise →

FOR ADVISORS

Give your clients a better property check.

Brokers, mortgage advisors, accountants and property advisors can offer free Level 1 AI analysis to clients, then refer serious users into deeper reports and portfolio tools.

Explore partner options →

Newsletter

Not ready to start a trial? Get the newsletter.

One practical guide a month — written for owners managing 2 to 50 properties. Quarterly portfolio benchmarks. No fluff, no upsells. Unsubscribe in one click.

DON’T BUY BLIND

Run the numbers first for free.
Upgrade when the decision gets serious.

Free AI check on any property — mortgage, yield, cash flow, red flags. Individual unlocks the full property report, 10-year forecast, scenarios and saved properties. Pro adds the portfolio dashboard, AI agents and monitoring.

Check a property for free Try full analysis free for 7 days

No credit card to start. Cancel any time.

🔒 Bank-level encryption
🇪🇺 GDPR compliant
💳 No card required
🚫 No ads, ever

Make better property decisions.

Run the numbers first.

Messy property information goes in.Clear property intelligence comes out.

Capture

Structure

Model

Monitor

Action

What do you want to check?

I own multiple properties

One property. One verdict. One thing to fix.

2-bed flat · Manchester city centre

Borderline

Free tools to run the first numbers.

Mortgage calculator

Buy-to-let calculator

Rental yield checker

Sell or hold checker

Renovation ROI checker

Rent-out checker

Refinance checker

Short-let vs long-let checker

Free for the first numbers. Individual for the full report. Pro for the portfolio.

Property decisions are too expensive to guess.

Common questions

Move from spreadsheets to an AI family-office layer.

Run your portfolio on the same infrastructure as a fund.

Talk to your team. Anytime.

Every tool a fund’s analyst would use. In one place.

Here’s what a modelled property looks like.

Get started to make more yield — send us your data and we do the rest.

Run the numbers first for free.Upgrade when the decision gets serious.

Free

Individual

Pro

Give your clients a better property check.

Not ready to start a trial? Get the newsletter.

Run the numbers first for free.Upgrade when the decision gets serious.

Messy property information goes in.
Clear property intelligence comes out.

Run the numbers first for free.
Upgrade when the decision gets serious.

Run the numbers first for free.
Upgrade when the decision gets serious.